Do I have to use the shop my insurance company recommends?
No. You have the legal right under Colorado law to choose any licensed repair shop you want. Your insurance company cannot force you to use their preferred shop.
No. You have the legal right under Colorado law to choose any licensed repair shop you want. Your insurance company cannot force you to use their preferred shop.
Take photos of the damage as soon as it's safe to do so, avoid parking under trees or in areas prone to falling debris, and schedule a free inspection with us as soon as you can. Documenting damage early helps support your claim, especially if repairs are delayed.
Hail damage is typically covered under comprehensive coverage, not liability-only policies. If you're not sure what coverage you carry, check your policy or ask your agent — we're also happy to help you understand what your specific coverage includes during your free inspection.
Most standard hail dimpling qualifies for paintless dent repair. Damage that has cracked the paint, or dents positioned too close to a panel's edge, may require a different repair approach — we'll assess and explain this during your free inspection.
Most insurance policies include an unrepaired damage waiver. Any previously paid but unrepaired damage may be deducted from future claims on the same vehicle.
Insurance checks are typically valid for a limited window, and your estimate is based on current labor and parts rates — waiting can result in higher costs. The sooner you schedule, the smoother the process.
Generally, no. Paintless dent repair does not involve replacing panels or repainting, so it typically does not get recorded on a vehicle history report. This helps preserve your car's resale value.
No. In Colorado, hail damage is filed under comprehensive coverage, which is classified as an act of nature. Insurance companies cannot raise your premiums for a comprehensive claim.
If you have comprehensive coverage, the repair cost is typically covered by your insurance minus your deductible. Dentagon also offers deductible assistance of up to $500 on qualifying repairs.
Most PDR-only repairs are completed within about a week. More extensive damage, or repairs requiring additional adjuster approval, may take longer.